Word just in from one of our friends, Scott Todd - a local Realtor in Fort Lauderdale, FL that could affect many of our friends and family. It seems not only are the banks and mortgage companies making it harder to get new loans, but they have started taking back access to equity lines they have already granted in light of declining property values.

We have stated in previous articles and blog posts that lenders reserve the right to freeze a line of credit on property that has been... More about: Is your lender about to freeze your credit line?

Top 10 Cities With Highest Foreclosure Rates in 3rd Quarter, 2007

STOCKTON, CA 7,116 31
DETROIT/LIVONIA/DEARBORN, MI 25,708 33
RIVERSIDE/SAN BERNARDINO, CA 31,661 43
FORT LAUDERDALE, FL 16,595 48
LAS VEGAS/PARADISE, NV 14,948 48
SACRAMENTO, CA 15,479 48
CLEVELAND/LORAIN/ELYRIA /MENTOR, OH 16,332 57
MIAMI, FL 15,484 60
BAKERSFIELD, CA 3,947 64
OAKLAND, CA 13,245 71

Top 10 States With Least Amount of Foreclosures in 3rd Quarter, 2007

Vermont – 1 in... More about: Foreclosures

It is a buyer's market just about everywhere in the USA right now. New homes are edging out the older ones, and empty homes are sitting even longer on the market because only 10% of buyer's can visualize their furnishings in a vacant house. Buyer's are overwhelmed at the abundance of choices they have when buying a home, they are like kids in a candy store, they can't make up their minds, there are so many available. They also have the luxury of making low ball offers.... More about: Home Not Selling?

Introduction to Real Estate Closing Gifts Many times, we give people stuff to show our appreciation oftheir work, association, or companionship. The same principleapplies in real estate as well. If you are in real estate,closing gifts are the best way to close out a deal. So what arereal estate closing gifts? These are basically gifts that you,as a real estate agent, would present to a buyer of a propertyas a goodwill gesture. They are also referred to asclient/resident retention gifts. The... More about: Real Estate Closing Gifts

Hi, I am Angela. In my day-to-day work as a real estate agent, I come across a lot of clients who ask me questions regarding Home Inspection and I thought that it would be a good idea to share it with you all. This article is based on the information shared between real estate agents and their clients. Below are the questions posed by the clients and are written in questions and answers format based on real time discussions.

What Is Home Inspection?

Real estate is a very important... More about: Do You Know How Important It Is To Hire A House Inspector

On June 26, 2005, the Houston Chronicle did an article about people in their 20?s (Generation Y) entering into the real estate market. This age group of buyers was part of the bull rush to enter real estate boom, and I had the honor of being featured in this article.

During that article, I remember telling Nancy Sarnoff of The Houston Chronicle and it was later printed, ?There?s a risk that some of these people who bought in hoping that they have the American Dream are going to be caught... More about: Houston Real Estate Slow Down: Myth or Fact?