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   About the Author

Craig Garcia is recognized as one of the Nation's leading experts on Mortgage and Equity Management. He is a Licensed Mortgage Lender who has been helping consumers with financing solutions for over the past ten years.
He has created a service that caters to homeowners and purchasers who are frustrated with strict bank lending practices and are rightfully mistrustful of mortgage brokers but who still want to finance their home confidently. His service helps consumers find a mortgage that helps them manage their equity and monthly budget most effectively with their financial goals. His unique 27 step process for selecting the right loan and making sure it will be approved gives him the ability to offer a $1000.00 guarantee on his work.

Articles by this Author

Showing articles 1 to 2 of 2

Word just in from one of our friends, Scott Todd - a local Realtor in Fort Lauderdale, FL that could affect many of our friends and family. It seems not only are the banks and mortgage companies making it harder to get new loans, but they have started taking back access to equity lines they have already granted in light of declining property values.

We have stated in previous articles and blog posts that lenders reserve the right to freeze a line of credit on property that has been... More about: Is your lender about to freeze your credit line?
I have to hand it to the Big 800 Pound Gorilla (aka BOFA) for making it seem as if they reinvented the wheel with their No Closing Cost Refinances. The Gorilla has a mighty big Public Relations and marketing budget, because they had every newspaper in town acting like they had come out with something new. Truth is, no closing cost refinances have been done by saavy Lenders for years. It is possible to get better advice, service, and price from the right Mortgage Broker or Banker than you will... More about: How to avoid paying all closing costs when getting a mortgage.

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